Why is this card right for you?
The SCB Saadiq Mastercard Platinum credit card is packed with perks for those who love to enjoy life, and it’s also the first card from Standard Chartered Bank that adheres to Shariah principles.
Enjoy benefits such as discounts on your purchases, cashback, and access to over 25 VIP lounges at international airports around the world. With Standard Chartered, you also pay no interest.
Pros:
- Ujrah (Islamic Principle): the card is based on the principle of Ujrah, meaning you pay no interest, keeping in line with Islamic law.
- Airport lounge access: enjoy unlimited access to over 25 international airport lounges worldwide.
- Learning: get up to 50% off on the Udemy platform to acquire distance learning courses.
Cons:
- Annual fees: Platinum cards typically have higher annual fees compared to other card categories like Gold or Standard.
- Risk of high expenditure: with higher credit limits, there may be an increased risk of spending more than planned or incurring debt.
- Eligibility and approval: to get a Platinum card, the bank may require strict eligibility requirements, including a good credit history and a higher minimum income.
How to Apply
To apply for the Standard Chartered Saadiq Mastercard Platinum credit card, visit the Standard Chartered Bank website and fill out the online application form. Provide the requested information, such as your personal and financial details.
After applying, wait for the bank’s credit review. If approved, you will receive the card at the provided address. Ensure you understand all terms, fees, and payment policies before using the card.